To Help People Build a Safe and Sound Financial Future

Martin provided outstanding, transparent advice that successfully cut through the complexity of the German pension system. He was extremely knowledgeable about the low-cost ETF strategy and helped me structure a long-term plan that is perfectly aligned with my future goals and high flexibility needs. I would recommend Pensionfriend for anyone who is looking for a long-term EFT investment.

Pensionfriend (and Hypofriend, Investfriend and the whole -Friend family) are as it as it gets. Probably the most trustworthy and honest company you can find around. The experience is good overall, but the communication, transparency and the amount of support they give even without yet working with them or bringing them business yet are outstanding. And the fact that you can just rest assured that there are no small letters or sneaky behaviors is great. What they offer and provide is extremely clear. It might be convenient or not for you at a given time, but there are no hidden traps or need for suspicion or mistrust and that for me is paramount.

Very happy of having started a private pension plan with Pensionfriend. I think it is a good product with credible capital growth potential of my account, and for reasonable costs involved. I would recommend anyone to discuss their own plan with these guys, I only wish I did it before. Having a private pension plan is generally necessary as one of the measures to compensate an expected low public pension in retirement age. From now on I will keep contributing to my Pensionfriend account and trust them to handle which ETFs to buy with the premiums I pay to my account. It is after all in their direct interest for my account to perform well, as their compensation is a small percentage of that.

I had an excellent experience with Pensionfriend. From the very first call, Jan was incredibly professional, patient, and knowledgeable. He took the time to explain my pension options clearly, making a complex topic easy to understand. The whole process was smooth and transparent. I always felt supported and well-informed. I can confidently recommend Pensionfriend to anyone looking for reliable and friendly pension advice in Germany!

It has been a very positive experience engaging with Pensionfriend, and specifically Dimple. Everything was clearly explained and she was very patient with all of my questions, providing answers with supporting documents. I find Pensionfriend transparent with all costs and processes, and the flexibility of the product allows me input into my investment, but I also have access to the professional expertise offered by Pensionfriend. The dashboard is easy to work with and I have access to my portfolio information whenever I want. I recommend Pensionfriend, especially as an expat - all interaction was in English and the German pension system and investments were clearly explained.

My experience with Pensionfriend has been superb so far. They are very professional and always on time. They even analysed contract that was offered to me by other companies. If you are an expat living in Germany and don’t know German that well, pensionfriend is your friend.