Company Pension Plan Calculator Germany: Is a bAV worth it?

Determine whether your company pension plan is worth it or whether you should make other provisions for your retirement.

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Published on Dec 13, 2022 Published on Dec 13, 2022 . Updated 9 months ago

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

Your Company Pension Plan earns only a meager return
Canceling your Company Pension Plan

Let’s calculate how much your company pension plan returns:

editor

Dr. Chris Mulder

Dr. Chris is a former Senior Economist and Manager at the IMF and The World Bank. He is a Hypofriend Co-founder.

The Cost of Pensionfriend’s Pension Plan Explained

In this article, we will focus on explaining the costs. Not only our costs, and why we opted for a very simple fee based on the size of your assets, but also why alternative cost structures with upfront, exit and hidden fees can be so detrimental for your pension.

Why Company Pension Plans Don’t Make Sense in Germany

Although company pension plans are very common in Germany, in the vast majority of cases they are not worthwhile. We show you why.

What Is Rebalancing and How Does It Help Saving for Your Pension in Germany?

When you invest in ETFs and stocks, it's important to keep rebalancing your portfolio. We'll explain why it matters and how best to do it.