Should I Cancel My Company Pension Plan to Invest in ETFs or a Home?

Determine whether your company pension plan is worth it or whether you should make other provisions for your retirement.

Written by Dr. Christian Mulder

Published on Dec 7, 2022

Should I Cancel My Company Pension Plan to Invest in ETFs or a Home?

Written by Dr. Christian Mulder

Published on Dec 7, 2022

In short, this calculator helps you to determine - if it makes sense to enrol in your direct company pension plan (known as 'betriebliche Altersvorsorge' or 'bAV' in German) or to continue paying into your existing company pension plan and - if you are better off using the money to buy a home or invest in ETFs ideally through a private pension plan.

Your Company Pension Plan earns only a meager return
Canceling your Company Pension Plan

Let’s calculate how much your company pension plan returns:

editor

Dr. Christian Mulder

Dr. Christian is a former Senior Economist and Manager at the IMF and World Bank. He is a Hypofriend Co-founder.

How to Cancel Your German Company Pension Plan

We explain when you can cancel your company pension plan and how to do it. Incl. free cancelation letter templates.

What Is Rebalancing and How Does It Help Saving for Your Pension in Germany?

When you invest in ETFs and stocks, it's important to keep rebalancing your portfolio. We'll explain why it matters and how best to do it.

Private Pension Insurance in Germany: Overview & Best Options

Why a private pension plan can be a great option to enhance your pension and to secure your standard of living in old age.