Why Guaranteed German Pension Products Just Aren’t Worth It
Our conclusion: Allianz Index Select and similar products¹ are in reality not the stock index participation strategies they are being billed as, but rather option arbitrage strategies. Such products are not suitable for long-term investors, given their high cost and low returns, and the uncertainty of whether even modest returns could hold up over the medium to long run. Figure 1 shows you the essence of the story: your money is stable but will not grow, unlike the index which is unstable but will grow.
How to Cancel Your German Company Pension Plan
We explain when you can cancel your company pension plan and how to do it. Incl. free cancelation letter templates.Read more
What Is Rebalancing and How Does It Help Saving for Your Pension in Germany?
When you invest in ETFs and stocks, it's important to keep rebalancing your portfolio. We'll explain why it matters and how best to do it.Read more