Pensions in Germany explained

The 3 Inheritance Tax Benefits of a Private Pension Plan in Germany

Private pension plans and inheritance in Germany: Discover the best way to use the options to your advantage.

Pensionfriend's Pension Plan (Out-)Performance: Putting Your Money to Work

Find out how we define (out-) performance and how we achieve it with the three different portfolios we offer for our Pensionfriend Pension Plan.

The Cost of Pensionfriend’s Pension Plan Explained

In this article, we will focus on explaining the costs. Not only our costs, and why we opted for a very simple fee based on the size of your assets, but also why alternative cost structures with upfront, exit and hidden fees can be so detrimental for your pension.

How do pensions work in Germany?

Find out why your German public pension will not be enough to provide you with a comfortable life in your old age and what other options there are for retirement provision in Germany.

Public pension in Germany: Everything you need to know about it

Ever wondered how Germany's public pension works? We answer all your questions on this topic!

Private Pension Insurance in Germany: Overview & Best Options

Why a private pension plan can be a great option to enhance your pension and to secure your standard of living in old age.

Why Company Pension Plans Don’t Make Sense in Germany

Although company pension plans are very common in Germany, in the vast majority of cases they are not worthwhile. We show you why.

German Pensions: The 6 Biggest Mistakes You Want to Avoid

The German pension system is very complex, so it is important to make smart decisions and avoid mistakes. We show you the worst ones.

Can I get a German public pension refund: an overview

When does it make sense to request a refund of the contributions you paid to the public pension in Germany? We explain it to you!

Sustainable ETF Investment: How to Be a Responsible Pension Investor in Germany

Is it possible to combine sustainable investing with superior returns for a safe retirement? We show you how to be a sustainable ETF investor in Germany.

How to Cancel Your German Company Pension Plan

We explain when you can cancel your company pension plan and how to do it. Incl. free cancelation letter templates.

What Is Rebalancing and How Does It Help Saving for Your Pension in Germany?

When you invest in ETFs and stocks, it's important to keep rebalancing your portfolio. We'll explain why it matters and how best to do it.

Why Guaranteed German Pension Products Just Aren’t Worth It

Guarantees sound like a great thing - but we will show you that they can also be a bad idea, especially when it comes to pension products.

Pensionfriend's Investment Advisory Philosophy

Learn about our fundamental investment advisory philosophy that forms the basis of our investment advice and recommendations.